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  4. EML Payments Ltd
EP

EML Payments Ltd

Financial services
Large

EML Payments Ltd offers global payment solutions that facilitate business processes and enhance customer experiences. They provide a range of payment services including card payments, digital wallets, and multi-currency solutions.

emlpayments.com ↗

Summary from the supplier’s website — unverified

Compare peers
Awarded
£1.0m
Live
5
Buyers
9
12m
£106k
At a glance
  • Quick answer
Profile
  • Social value
  • ESG & policies
  • Capabilities
  • Buyer references
  • Accreditations
Track record · verified
  • KPI performance
  • Contracts5 / 10
  • Top buyers9
  • Category mix
  • Geography
  • Peers5
Trust & risk
  • Red flags0
  • Compliance
  • Modifications
  • News
Company
  • Companies House
  • Financial
  • Org tree
Quick answer — EML Payments LtdUpdated 03 Aug 2026

At a glance · for buyers and watchdogs

EML Payments Ltd has won £1.0m across 9 public-sector buyers, with 5 live contracts.

Why: top buyer Durham County Council at 33% · 100% in Financial services · 0 active risk flags · 0 modifications.

Decision signals
0Active red flags
No CH recordCompany status
5 of 10Live contracts
33%Top-buyer concentration
100%Category exposure
0Contract modifications
If you're a buyer:CapabilitiesReferencesKPIComplianceWatchdog?FlagsModificationsConcentrationNews

Social value

Commitments mapped to the Government Social Value Model themes.

⚑ Self-reported
—

No social-value commitments yet

Jobs, skills, environmental, inequality and community commitments appear here once a claimed supplier attributes them to awarded contracts, or once we detect them on the supplier’s website.

ESG & policies vault · 0/5

Key governance & sustainability policies. Published documents link out; missing ones are greyed.

↔ Cross-checked
Net-zero planNot provided✓
Modern slavery statementNot provided✓
EDI policyNot provided✓
Anti-briberyNot provided✓
Data protectionNot provided✓

Capabilities

What this supplier does, where they sit, who they sell to.

◐ From website & notices
Services · 4
Card PaymentsCustomizable prepaid card solutions for easy payments and loyalty experiences. ↗FX SolutionsMulti-currency solutions for global business and cross-border travel. ↗Digital WalletsSecure digital wallet solutions for instant payments. ↗Loyalty & RewardsPrograms designed to enhance customer engagement through rewards. ↗

Extracted automatically from emlpayments.com on Jul 2026. Not independently verified — treat as the supplier’s own marketing claims.

Case studies

Delivery stories the supplier has published, with sector and outcome.

⚑ Self-reported
—

No case studies yet

Once a claimed supplier publishes delivery stories — the buyer, the sector, what was delivered and the outcome — they appear here.

Buyer references

Named public-sector contacts who have agreed to act as a reference.

✓ Confirmed by buyer
—

No buyer references yet

Public-sector buyers can confirm they'll act as a reference for this supplier. Confirmed references — with the contract they relate to — show here.

Accreditations & memberships

Independently issued. Verification dates cross-checked against issuer registers.

↔ Cross-checked
—

No accreditations recorded

B-Corp, ISO, Cyber Essentials, Living Wage and similar credentials appear here once added by a claimed supplier and cross-checked against the issuing register.

KPI performance

Delivery, budget and satisfaction scores reported quarterly by buyers.

✓ Verified
84

No verified KPI scores yet

Once buyers report contract KPIs — delivery on time, on budget, satisfaction, adoption and accessibility — a weighted grade and breakdown appear here.

Contracts · 5 live · 5 historic

Pulled from Contracts Finder & Find a Tender. Most recent first.

✓ From notices
TitleBuyerCPVAwardedValueTermStatus
704 - EML Prepayments Card Services
Wigan Council6600000001 Apr 2026£106k2 yrsLive
Framework Contract for the provision of payment card services
London Borough of Hillingdon8500000001 Apr 2024£217k3 yrsLive
Prepaid Cards - AWARD
Norfolk County Council6600000001 Apr 2024—2 yrsClosed
PRE PAYMENT CARD SERVICES (NEPO505)
Nottingham City Council9800000001 Jun 2023£75k2 yrsClosed
Payment Card Services (Prepaid Cards)
Isle of Wight Council4800000001 Mar 2023£121k4 yrsLive
Pre-Paid Card Solution
Durham County Council7900000001 Mar 2023£343k6 yrsLive
Pre Paid Cards
Isle of Wight Council3000000001 Jan 2022£32k12 moClosed
Pre-Payment Cards
City of Doncaster Council6610000014 Aug 2021£76k2 yrsClosed
Pre-Payment Card Accounts
Doncaster MBC6611000014 Aug 2021£76k2 yrsClosed
Provision of Pre-payment Card Services
Sefton Council————Live
Total live value £787k · mean award £105k

Top buyers · 9 buyers · top 3 = 68%

Share of awarded value. Concentration fires above 40% for any single buyer.

✓ From notices
1
Durham County Council
1 contract
33%
since 2023
2
London Borough of Hillingdon
1 contract
21%
since 2024
3
Isle of Wight Council
2 contracts
15%
since 2021
4
Wigan Council
1 contract
10%
since 2026
5
City of Doncaster Council
1 contract
7%
since 2021
6
Doncaster MBC
1 contract
7%
since 2021
7
Nottingham City Council
1 contract
7%
since 2023
8
Norfolk County Council
1 contract
0%
since 2023
9
Sefton Council
1 contract
0%

Category mix

CPV-division share of last-12m awarded value. Single-category exposure: 100%.

✓ From notices
Financial services66
100%
⚠ Concentration: 100% of recent awarded value sits in a single CPV division. A category-specific downturn would materially affect revenue.

Geography

Distribution of awarded value by buyer region.

✓ From notices
UK · schematic only
South East3 contracts
38%
North East1 contract
35%
North West2 contracts
11%
Yorkshire1 contract
8%
East Midlands1 contract
8%
Eastern1 contract
0%

Peers

Suppliers with overlapping CPVs & buyers (last 24m). EML Payments Ltd highlighted.

✓ From notices
SupplierSME?Awarded · 24mContracts
AT
Atamis Ltd
Yes£36.4m3
OH
Optima Health UK Limited
No£29.4m1
PH
PRIVATE HOME CARE UK LIMITED
Yes£13.1m1
C&
City & County Care Services Ltd
Yes£13.1m1
DC
Domiciliary Care Services (UK) Limited
Yes£13.1m1
EP
EML Payments Ltd
No£106k—
Compare peers →

Red flags · 0 active

Automated scan of Companies House status, charges and insolvency records.

✓ Verified
No Companies House record linked — automated risk checks unavailable.

Compliance scorecard

Derived from Companies House filings — not a full supplier-assurance check.

↔ Cross-checked
No Companies House record linked — statutory compliance checks unavailable.

Modifications

Variations to awarded contracts logged under Procurement Act 2023 s.74.

✓ From notices
±

No modifications recorded

No published contract variations for this supplier. Modification notices appear here as they are issued under the Procurement Act 2023.

News mentions

UK trade press & nationals, matched to this supplier.

◰

No news mentions found

We haven't matched any recent UK press coverage to this supplier. Mentions appear here automatically as they're published.

Companies House

Registered details, directors and PSC.

✓ Live sync
🏛

No Companies House record linked

No Companies House number on file — this supplier may be overseas, a sole trader or a consortium.

Financial

Filed accounts from Companies House.

↔ From Cos House
£

No financial filings on record

Turnover, profit and headcount appear here once audited or micro-entity accounts are filed at Companies House.

Org tree

Group structure and ownership.

↔ From Cos House
—
— · this company

Independent. No parent company or subsidiaries recorded at Companies House for this entity.