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OF

Oxygen Finance Ltd

Financial services
Large

Oxygen Finance Ltd provides early invoice payment schemes and government spend data, helping firms improve their relationships with the public sector. They focus on delivering economic and social value through efficient payment practices and data-driven procurement insights.

oxygen-finance.com ↗

Summary from the supplier’s website — unverified

Compare peers
Awarded
£421.7m
Live
20
Buyers
21
12m
£922k
At a glance
  • Quick answer
Profile
  • Social value
  • ESG & policies
  • Capabilities2
  • Buyer references
  • Accreditations
Track record · verified
  • KPI performance
  • Contracts20 / 26
  • Top buyers21
  • Category mix
  • Geography
  • Peers5
Trust & risk
  • Red flags0
  • Compliance
  • Modifications
  • News
Company
  • Companies House
  • Financial
  • Org tree
Quick answer — Oxygen Finance LtdUpdated 20 Jul 2026

At a glance · for buyers and watchdogs

Oxygen Finance Ltd has won £421.7m across 21 public-sector buyers, with 20 live contracts.

Why: top buyer South Tyneside Council at 99% · 73% in Financial services · 0 active risk flags · 0 modifications.

Decision signals
0Active red flags
No CH recordCompany status
20 of 26Live contracts
99%Top-buyer concentration
73%Category exposure
0Contract modifications
If you're a buyer:CapabilitiesReferencesKPIComplianceWatchdog?FlagsModificationsConcentrationNews

Social value · 1/5

Commitments mapped to the Government Social Value Model themes. Each is tagged self-reported or from the website.

◐ From supplier website
JobsNo commitment stated✓
SkillsNo commitment stated✓
EnvironmentNo commitment stated✓
Tackling inequalityNo commitment stated✓
Community1 commitment✓
Community · 1
  • WebsiteOxygen in the CommunityWe are committed to publicly share our own impact on the wider world.

Extracted automatically from oxygen-finance.com on Jul 2026. Not independently verified — treat as the supplier’s own marketing claims.

ESG & policies vault · 0/5

Key governance & sustainability policies. Published documents link out; missing ones are greyed.

↔ Cross-checked
Net-zero planNot provided✓
Modern slavery statementNot provided✓
EDI policyNot provided✓
Anti-briberyNot provided✓
Data protectionNot provided✓

Capabilities

What this supplier does, where they sit, who they sell to.

◐ From website & notices
Sectors served · 1/8
Central government✓
Local government✓
NHS & health✓
Housing✓
Utilities & energy✓
Financial services✓
Education✓
Defence✓
Services · 3
Early PaymentBoost supplier cashflow and generate public funds with an early payment programme. ↗Oxygen InsightsWin more public sector contracts with true market intelligence. ↗Purchase to Pay Consulting ServicesFrom procurement strategy to creating strong business processes. ↗
Frameworks & DPS · 2 from notices
  • NEPO521 Early Payment SchemeSouth Tyneside Council · £416.0m
  • Early Payments SchemeCheshire West and Chester Council · £350k

Extracted automatically from oxygen-finance.com on Jul 2026. Not independently verified — treat as the supplier’s own marketing claims.

Case studies

Delivery stories the supplier has published, with sector and outcome.

⚑ Self-reported
—

No case studies yet

Once a claimed supplier publishes delivery stories — the buyer, the sector, what was delivered and the outcome — they appear here.

Buyer references

Named public-sector contacts who have agreed to act as a reference.

✓ Confirmed by buyer
—

No buyer references yet

Public-sector buyers can confirm they'll act as a reference for this supplier. Confirmed references — with the contract they relate to — show here.

Accreditations & memberships

Independently issued. Verification dates cross-checked against issuer registers.

↔ Cross-checked
—

No accreditations recorded

B-Corp, ISO, Cyber Essentials, Living Wage and similar credentials appear here once added by a claimed supplier and cross-checked against the issuing register.

KPI performance

Delivery, budget and satisfaction scores reported quarterly by buyers.

✓ Verified
84

No verified KPI scores yet

Once buyers report contract KPIs — delivery on time, on budget, satisfaction, adoption and accessibility — a weighted grade and breakdown appear here.

Contracts · 20 live · 6 historic

Pulled from Contracts Finder & Find a Tender. Most recent first.

✓ From notices
TitleBuyerCPVAwardedValueTermStatus
Early Supplier Payment
Royal Borough of Kingston Upon Thames6600000001 Jun 2026£660k5 yrsLive
Provision of Spend and Opportunity Analysis
Government Commercial Agency7221242011 Mar 2026£108k2 yrsLive
DA from the NEPO521 FW for the Early Payments Solution
Stockton Borough Council4844200002 Feb 2026£120k5 yrsLive
NEPO521
Sheffield City Council—06 Jan 2026£17k3 yrsLive
Oxygen Insight User Licences
Sheffield City Council4810000001 Jan 2026£17k2 yrsLive
Pipeline Manager
South Tyneside Council6600000005 Sept 2024£25k5 yrsLive
Early Payment Scheme
Kent County Council6600000013 May 2024£1.0m5 yrsLive
Provision of Spend & Opportunity Analysis Service
Crown Commercial Service7291000011 Mar 2024£102k2 yrsClosed
Direct Award via Framework for an Early Payment Scheme
Herefordshire Council7900000022 Dec 2023£230k5 yrsLive
Early Payments Scheme
Cheshire West and Chester Council7200000001 Oct 2023£350k5 yrsLive
Total live value £4.8m · mean award £16.2m1–10 of 26

Top buyers · 21 buyers · top 3 = 99%

Share of awarded value. Concentration fires above 40% for any single buyer.

✓ From notices
1
South Tyneside Council
2 contracts
99%
since 2020
2
Kent County Council
1 contract
0%
since 2024
3
Oldham Council
1 contract
0%
since 2022
4
Royal Borough of Kingston Upon Thames
1 contract
0%
since 2026
5
TAMESIDE METROPOLITAN BOROUGH COUNCIL
1 contract
0%
since 2017
6
Sheffield City Council
4 contracts
0%
since 2023
7
Cheshire West and Chester Council
1 contract
0%
since 2023
8
Gloucestershire County Council
1 contract
0%
since 2022
9
Peterborough City Council
1 contract
0%
since 2023
10
Crown Commercial Service
2 contracts
0%
since 2022

Category mix

CPV-division share of last-12m awarded value. Single-category exposure: 73%.

✓ From notices
Financial services66
73%
Software packages48
15%
IT services72
12%
⚠ Concentration: 73% of recent awarded value sits in a single CPV division. A category-specific downturn would materially affect revenue.

Geography

Distribution of awarded value by buyer region.

✓ From notices
UK · schematic only
North East3 contracts
99%
North West7 contracts
0%
South East3 contracts
0%
Yorkshire5 contracts
0%
South West1 contract
0%
Eastern1 contract
0%
East Midlands2 contracts
0%
West Midlands1 contract
0%
London1 contract
0%

Peers

Suppliers with overlapping CPVs & buyers (last 24m). Oxygen Finance Ltd highlighted.

✓ From notices
SupplierSME?Awarded · 24mContracts
DE
Deloitte LLP
No£200.0m1
PC
PA Consulting
No£150.0m1
AT
Atamis Ltd
Yes£36.4m3
CU
CAPGEMINI UK PLC
No£33.8m2
IS
Influential Software Services
Yes£30.0m1
OF
Oxygen Finance Ltd
No£922k—
Compare peers →

Red flags · 0 active

Automated scan of Companies House status, charges and insolvency records.

✓ Verified
No Companies House record linked — automated risk checks unavailable.

Compliance scorecard

Derived from Companies House filings — not a full supplier-assurance check.

↔ Cross-checked
No Companies House record linked — statutory compliance checks unavailable.

Modifications

Variations to awarded contracts logged under Procurement Act 2023 s.74.

✓ From notices
±

No modifications recorded

No published contract variations for this supplier. Modification notices appear here as they are issued under the Procurement Act 2023.

News mentions

UK trade press & nationals, matched to this supplier.

◰

No news mentions found

We haven't matched any recent UK press coverage to this supplier. Mentions appear here automatically as they're published.

Companies House

Registered details, directors and PSC.

✓ Live sync
🏛

No Companies House record linked

A Companies House number is on file but the record has not been synced yet.

Financial

Filed accounts from Companies House.

↔ From Cos House
£

No financial filings on record

Turnover, profit and headcount appear here once audited or micro-entity accounts are filed at Companies House.

Org tree

Group structure and ownership.

↔ From Cos House
—
05288899 · this company

Independent. No parent company or subsidiaries recorded at Companies House for this entity.