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AC

Arnold Clark Finance Limited

Transport equipment · Glasgow
Large

Arnold Clark Finance Limited is a car dealership that offers new and used cars for sale, as well as car leasing and finance options. They also provide services such as car servicing, accident repairs, and aftercare warranties.

arnoldclark.com ↗

Summary from the supplier’s website — unverified

Compare peers
Awarded
£26.3m
Live
25
Buyers
27
12m
£255k
At a glance
  • Quick answer
Profile
  • Social value
  • ESG & policies
  • Capabilities6
  • Buyer references
  • Accreditations
Track record · verified
  • KPI performance
  • Contracts25 / 47
  • Top buyers27
  • Category mix
  • Geography
  • Peers5
Trust & risk
  • Red flags0
  • Compliance
  • Modifications
  • News
Company
  • Companies House
  • Financial
  • Org tree
Quick answer — Arnold Clark Finance LimitedUpdated 06 Jul 2026

At a glance · for buyers and watchdogs

Arnold Clark Finance Limited has won £26.3m across 27 public-sector buyers, with 25 live contracts. No active Companies House risk flags.

Why: top buyer Halton Housing C/O Link Asset Services at 39% · 100% in Transport equipment · 0 active risk flags · 0 modifications.

Decision signals
0Active red flags
ActiveCompany status
25 of 47Live contracts
39%Top-buyer concentration
100%Category exposure
0Contract modifications
If you're a buyer:CapabilitiesReferencesKPIComplianceWatchdog?FlagsModificationsConcentrationNews

Social value

Commitments mapped to the Government Social Value Model themes.

⚑ Self-reported
—

No social-value commitments yet

Jobs, skills, environmental, inequality and community commitments appear here once a claimed supplier attributes them to awarded contracts, or once we detect them on the supplier’s website.

ESG & policies vault · 0/5

Key governance & sustainability policies. Published documents link out; missing ones are greyed.

↔ Cross-checked
Net-zero planNot provided✓
Modern slavery statementNot provided✓
EDI policyNot provided✓
Anti-briberyNot provided✓
Data protectionNot provided✓

Capabilities

What this supplier does, where they sit, who they sell to.

◐ From website & notices
Sectors served · 1/8
Central government✓
Local government✓
NHS & health✓
Housing✓
Utilities & energy✓
Financial services✓
Education✓
Defence✓
Services · 4
Car SalesOffers new and used cars for sale. ↗Car LeasingProvides leasing options for cars and vans. ↗ServicingOffers car servicing and repairs. ↗Car FinanceProvides finance options for purchasing vehicles. ↗
Frameworks & DPS · 6 from notices
  • 271_24 Vehicle Rental (Self-Drive)Espo · £3.8m
  • 271_20 - Vehicle Rental (Self-Drive)Espo · £2.6m
  • Framework for the Provision of Vehicle HireKirklees Council · £489k
  • Hire of VehiclesLeeds City Council · £350k
  • Vehicle Hire Self Drive - St Helens Borough CouncilSt Helens Council · £158k
  • Vehicle and Plant Hire FrameworkStoke-on-Trent Council · £123k

Extracted automatically from arnoldclark.com on Jul 2026. Not independently verified — treat as the supplier’s own marketing claims.

Case studies

Delivery stories the supplier has published, with sector and outcome.

⚑ Self-reported
—

No case studies yet

Once a claimed supplier publishes delivery stories — the buyer, the sector, what was delivered and the outcome — they appear here.

Buyer references

Named public-sector contacts who have agreed to act as a reference.

✓ Confirmed by buyer
—

No buyer references yet

Public-sector buyers can confirm they'll act as a reference for this supplier. Confirmed references — with the contract they relate to — show here.

Accreditations & memberships

Independently issued. Verification dates cross-checked against issuer registers.

↔ Cross-checked
—

No accreditations recorded

B-Corp, ISO, Cyber Essentials, Living Wage and similar credentials appear here once added by a claimed supplier and cross-checked against the issuing register.

KPI performance

Delivery, budget and satisfaction scores reported quarterly by buyers.

✓ Verified
84

No verified KPI scores yet

Once buyers report contract KPIs — delivery on time, on budget, satisfaction, adoption and accessibility — a weighted grade and breakdown appear here.

Contracts · 25 live · 22 historic

Pulled from Contracts Finder & Find a Tender. Most recent first.

✓ From notices
TitleBuyerCPVAwardedValueTermStatus
Vehicle Hire Services
Warwickshire Police3410000001 Aug 2025£255k3 yrsLive
Fleet Rental 25 - 29 (Arnold Clark)
NTW Solutions Limited3410000001 Jun 2025£592k4 yrsLive
CSKL & TPPL Vehicle Rental Framework 2025
Commercial Services Kent Limited3410000001 Jun 2025£1.6m4 yrsLive
Replacement Vehicles
Defence Science and Technology Laboratory3410000008 Apr 2025£32k3 yrsLive
271_24 Vehicle Rental (Self-Drive)
Espo3411000001 Nov 2024£3.8m2 yrsLive
Vehicle Hire Self Drive - St Helens Borough Council
St Helens Council6000000006 Jul 2024£158k1.8 yrsClosed
Toyota Yaris Cross Estate lease
Met Office3410000004 Jun 2024£20k5 moClosed
2X TOYOTA COROLLA TOURING SPORT ESTATE (SET
Met Office3400000031 May 2024£82k5 moClosed
Skoda Kodiaq 4 year lease (Glasgow)
Met Office3400000009 May 2024£55k4.3 yrsLive
GB-Leeds: NC694 Car Hire
Leeds Beckett University3410000001 Jun 2023£60k4 yrsLive
Total live value £7.3m · mean award £560k1–10 of 47

Top buyers · 27 buyers · top 3 = 77%

Share of awarded value. Concentration fires above 40% for any single buyer.

✓ From notices
1
Halton Housing C/O Link Asset Services
2 contracts
39%
since 2020
2
Espo
3 contracts
24%
since 2020
3
Commercial Services Kent Limited
4 contracts
13%
since 2021
4
Lancashire Constabulary
2 contracts
7%
since 2017
5
NTW Solutions Limited
2 contracts
5%
since 2023
6
Kirklees Council
3 contracts
2%
since 2018
7
Manchester City Council
1 contract
2%
since 2016
8
UNIVERSITY OF SOUTHAMPTON
2 contracts
1%
since 2023
9
Leeds City Council
1 contract
1%
since 2015
10
Cheshire Constabulary on behalf of the Police and Crime Commissioner for Cheshire
1 contract
1%
since 2019

Category mix

CPV-division share of last-12m awarded value. Single-category exposure: 100%.

✓ From notices
Transport equipment34
100%
⚠ Concentration: 100% of recent awarded value sits in a single CPV division. A category-specific downturn would materially affect revenue.

Geography

Distribution of awarded value by buyer region.

✓ From notices
UK · schematic only
North West12 contracts
47%
East Midlands3 contracts
27%
South East6 contracts
16%
North East3 contracts
5%
Yorkshire7 contracts
4%
South West4 contracts
1%
London1 contract
0%
Scotland1 contract
0%

Peers

Suppliers with overlapping CPVs & buyers (last 24m). Arnold Clark Finance Limited highlighted.

✓ From notices
SupplierSME?Awarded · 24mContracts
DE
Dennis Eagle Limited
No£6.9m3
NV
Northgate Vehicle Hire Limited
No£3.8m2
2T
247 TRANSPORT SOLUTIONS LTD
Yes£3.0m3
JA
Jetstream Airport Transfers
Yes£2.6m1
TU
TUSKERDIRECT LIMITED
No£2.3m1
AC
Arnold Clark Finance Limited
No£255k—
Compare peers →

Red flags · 0 active

Automated scan of Companies House status, charges and insolvency records.

✓ Verified
✓ Clean. No active risk signals from Companies House status, charges or insolvency records.

Compliance scorecard

Derived from Companies House filings — not a full supplier-assurance check.

↔ Cross-checked
Trading status
Active
Live at Companies House
Annual accounts
Up to date
Last made up to 31 Dec 2024
Confirmation statement
Up to date
Next due 27 Aug 2026
Outstanding charges
0
No charges registered
Insolvency history
None
No insolvency cases registered
Certifications (ISO, Cyber Essentials, Living Wage, B-Corp, modern-slavery) are supplier self-reported and appear once a claimed profile adds them.

Modifications

Variations to awarded contracts logged under Procurement Act 2023 s.74.

✓ From notices
±

No modifications recorded

No published contract variations for this supplier. Modification notices appear here as they are issued under the Procurement Act 2023.

News mentions

UK trade press & nationals, matched to this supplier.

◰

No news mentions found

We haven't matched any recent UK press coverage to this supplier. Mentions appear here automatically as they're published.

Companies House

Live sync — registered details, directors, PSC and SIC codes.

✓ Live sync

Registered details

Company no.
SC039597
Status
Active
Type
Private limited
Incorporated
03 Dec 1963
Reg. office
454 Hillington Road, Glasgow, G52 4FH
SIC codes
77110
Last accounts
31 Dec 2024
Next accounts due
30 Sept 2026

Directors & PSC

  • HOWIESON, Alan Harry David — director
    Appointed 30 Aug 2021
  • THORPE, Stuart Kenneth — secretary
    Appointed 19 Nov 2013
  • COOPER, David Martin — director
    Appointed 02 Apr 2004
  • HAWTHORNE, Edward — director
    Appointed 01 Aug 1998
  • Arnold Clark Automobiles Limited — person with significant control
    ownership of shares 75 to 100 percent

Financial

Filed accounts from Companies House.

↔ From Cos House
£

No financial filings on record

Turnover, profit and headcount appear here once audited or micro-entity accounts are filed at Companies House.

Org tree

Group structure and ownership.

↔ From Cos House
ARNOLD CLARK FINANCE LIMITED.
SC039597 · this company

Independent. No parent company or subsidiaries recorded at Companies House for this entity.