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PC

PASTDUE CREDIT SOLUTIONS LIMITED

Clydebank
SME

Pastdue Credit Solutions is a UK debt recovery agency that provides collection and reconnection services for various sectors, including energy, water, telecoms, and financial services. They work with clients to enhance customer experience and help customers resolve their accounts without applying additional fees.

pastduecredit.co.uk ↗

Summary from the supplier’s website — unverified

Compare peers
Awarded
£20.1m
Live
7
Buyers
4
12m
£10.0m
At a glance
  • Quick answer
Profile
  • Social value
  • ESG & policies
  • Capabilities
  • Buyer references
  • Accreditations
Track record · verified
  • KPI performance
  • Contracts7 / 9
  • Top buyers4
  • Category mix
  • Geography
  • Peers5
Trust & risk
  • Red flags0
  • Compliance
  • Modifications
  • News
Company
  • Companies House
  • Financial
  • Org tree
Quick answer — PASTDUE CREDIT SOLUTIONS LIMITEDUpdated 13 Jul 2026

At a glance · for buyers and watchdogs

PASTDUE CREDIT SOLUTIONS LIMITED has won £20.1m across 4 public-sector buyers, with 7 live contracts. No active Companies House risk flags.

Why: top buyer Student Loans Company at 50% · 0 active risk flags · 0 modifications.

Decision signals
0Active red flags
ActiveCompany status
7 of 9Live contracts
50%Top-buyer concentration
—Category exposure
0Contract modifications
If you're a buyer:CapabilitiesReferencesKPIComplianceWatchdog?FlagsModificationsConcentrationNews

Social value

Commitments mapped to the Government Social Value Model themes.

⚑ Self-reported
—

No social-value commitments yet

Jobs, skills, environmental, inequality and community commitments appear here once a claimed supplier attributes them to awarded contracts, or once we detect them on the supplier’s website.

ESG & policies vault · 0/5

Key governance & sustainability policies. Published documents link out; missing ones are greyed.

↔ Cross-checked
Net-zero planNot provided✓
Modern slavery statementNot provided✓
EDI policyNot provided✓
Anti-briberyNot provided✓
Data protectionNot provided✓

Capabilities

What this supplier does, where they sit, who they sell to.

◐ From website & notices
Sectors served · 2/8
Central government✓
Local government✓
NHS & health✓
Housing✓
Utilities & energy✓
Financial services✓
Education✓
Defence✓
Services · 3
Debt CollectionCollection services for overdue accounts on behalf of clients.
Reconnection ServicesHelping customers reconnect with their services.
Flexible Payment PlansTailored payment plans to help customers resolve their debts.

Extracted automatically from pastduecredit.co.uk on Jul 2026. Not independently verified — treat as the supplier’s own marketing claims.

Case studies

Delivery stories the supplier has published, with sector and outcome.

⚑ Self-reported
—

No case studies yet

Once a claimed supplier publishes delivery stories — the buyer, the sector, what was delivered and the outcome — they appear here.

Buyer references

Named public-sector contacts who have agreed to act as a reference.

✓ Confirmed by buyer
—

No buyer references yet

Public-sector buyers can confirm they'll act as a reference for this supplier. Confirmed references — with the contract they relate to — show here.

Accreditations & memberships · 2

Credentials listed on the supplier’s website. Not yet checked against issuer registers.

◐ From supplier website
Core credentials · 0/6
Cyber EssentialsNot evidenced✓
Cyber Essentials PlusNot evidenced✓
ISO 27001 — Information securityNot evidenced✓
ISO 9001 — QualityNot evidenced✓
ISO 14001 — EnvironmentalNot evidenced✓
ISO 45001 — Health & safetyNot evidenced✓
Other credentials & memberships · 2
Financial Conduct AuthorityFinancial Conduct Authority · Regulatory
Credit Services AssociationCredit Services Association · membership

Extracted automatically from pastduecredit.co.uk on Jul 2026. Not independently verified — treat as the supplier’s own marketing claims.

KPI performance

Delivery, budget and satisfaction scores reported quarterly by buyers.

✓ Verified
84

No verified KPI scores yet

Once buyers report contract KPIs — delivery on time, on budget, satisfaction, adoption and accessibility — a weighted grade and breakdown appear here.

Contracts · 7 live · 2 historic

Pulled from Contracts Finder & Find a Tender. Most recent first.

✓ From notices
TitleBuyerCPVAwardedValueTermStatus
Debt Resolution Services 2
Government Commercial Agency—19 Feb 2026£10.0m4 yrspending
Overseas Debt Collection
Student Loans Company7994000001 Oct 2024£4.5m3 yrsLive
Outbound Dialler Services
Student Loans Company7994000001 Apr 2024£3.2m4 yrsLive
Collections Optimisation
Student Loans Company7994000029 Jan 2020£2.4m4 yrsClosed
Outbound Dialler Services
Student Loans Company————Live
Overseas Debt Collection
Student Loans Company79940000———Live
Outsourced Early Collections
THAMES WATER UTILITIES LIMITED————Live
Debt collection services
HAFREN DYFRDWY CYFYNGEDIG79940000———Live
Debt Resolution Services 2
Government Commercial Agency————Live
Total live value £7.7m · mean award £2.2m

Top buyers · 4 buyers · top 3 = 100%

Share of awarded value. Concentration fires above 40% for any single buyer.

✓ From notices
1
Student Loans Company
5 contracts
50%
since 2020
2
Government Commercial Agency
2 contracts
50%
since 2026
3
THAMES WATER UTILITIES LIMITED
1 contract
0%
4
HAFREN DYFRDWY CYFYNGEDIG
1 contract
0%

Geography

Distribution of awarded value by buyer region.

✓ From notices
UK · schematic only
North East5 contracts
50%
North West2 contracts
50%
South East1 contract
0%
Wales1 contract
0%

Peers

Suppliers with overlapping CPVs & buyers (last 24m). PASTDUE CREDIT SOLUTIONS LIMITED highlighted.

✓ From notices
SupplierSME?Awarded · 24mContracts
PC
PASTDUE CREDIT SOLUTIONS LIMITED
Yes£10.0m—
M(
MARSTON (HOLDINGS) LIMITED
No£4.3m2
NE
Newlyn Plc
Yes£3.2m3
B&
Bristow & Sutor
Yes£3.1m4
SM
Shakespeare Martineau LLP
No£2.8m2
JE
JACOBS ENFORCEMENT LIMITED
Yes£2.3m3
Compare peers →

Red flags · 0 active

Automated scan of Companies House status, charges and insolvency records.

✓ Verified
✓ Clean. No active risk signals from Companies House status, charges or insolvency records.

Compliance scorecard

Derived from Companies House filings — not a full supplier-assurance check.

↔ Cross-checked
Trading status
Active
Live at Companies House
Annual accounts
Up to date
Last made up to 31 Oct 2024
Confirmation statement
Up to date
Next due 16 Apr 2027
Outstanding charges
0
No charges registered
Insolvency history
None
No insolvency cases registered
Certifications (ISO, Cyber Essentials, Living Wage, B-Corp, modern-slavery) are supplier self-reported and appear once a claimed profile adds them.

Modifications

Variations to awarded contracts logged under Procurement Act 2023 s.74.

✓ From notices
±

No modifications recorded

No published contract variations for this supplier. Modification notices appear here as they are issued under the Procurement Act 2023.

News mentions

UK trade press & nationals, matched to this supplier.

◰

No news mentions found

We haven't matched any recent UK press coverage to this supplier. Mentions appear here automatically as they're published.

Companies House

Live sync — registered details, directors, PSC and SIC codes.

✓ Live sync

Registered details

Company no.
SC287794
Status
Active
Type
Private limited
Incorporated
21 Jul 2005
Reg. office
1 Blair Court North Avenue, Clydebank Business Park, Clydebank, Glasgow, G81 2LA
SIC codes
62012 · 62090 · 82200 · 82911
Last accounts
31 Oct 2024
Next accounts due
31 Dec 2026

Directors & PSC

  • ANTHONY, Joshua — director
    Appointed 11 Dec 2025
  • IDNANI, Ritesh Mohan — director
    Appointed 11 Dec 2025
  • MALHOTRA, Rajiv Kumar Naranjandass — director
    Appointed 11 Dec 2025
  • SEROKA, James Andrew — director
    Appointed 13 May 2013
  • Firstsource Solutions Uk Limited — person with significant control
    ownership of shares 75 to 100 percent · voting rights 75 to 100 percent · right to appoint and remove directors · significant influence or control as firm

Financial

Filed accounts from Companies House.

↔ From Cos House
£

No financial filings on record

Turnover, profit and headcount appear here once audited or micro-entity accounts are filed at Companies House.

Org tree

Group structure and ownership.

↔ From Cos House
PASTDUE CREDIT SOLUTIONS LIMITED
SC287794 · this company

Independent. No parent company or subsidiaries recorded at Companies House for this entity.